Friday, October 2, 2009

"OCTOBER 17 = IDENTITY THEFT AWARENESS DAY ! " Lessons In Debt, Credit, And Home Ownership


Saturday, October 17 is IDENTITY THEFT AWARENESS DAY ! Identity Theft is the # 1 fraud complaint in American, reporting over 27.3 + million victims. It's also the fastest growing crime in America creating this tremendous need for awareness. As a designated ‘holiday’ celebrate by shreding all of your old financial and personal documents. This is not a “Hallmark” occasion, it’s declared a special day because consumers have become so complacent with their personal information. Here are some options that may be new to you.

Medical identity theft is growing in popularity. It’s not only very expensive to receive bills that someone else has run up, it is extremely dangerous. When other people use your medical history, the medical files are changed to match the thief’s medical history. The danger of course occurs when you experience an unexpected emergency, and become a patient. Your medical records which should show your blood type, allegories, physical aspects of your medical history, if stolen, will not match you.

You make a medical identity theft happy when you discard into the trash old medicine bottles without taking off the prescription labels. The paper sacks that pharmacies prints all your information on and puts your meds inside is usually thrown out in the trash too. Get into the habit of requesting a free report every four months from a different credit reporting bureau: Equifax, Trans Union and Experian. You can receive your free credit reports from http://www.annualcreditreport.com/ and monitor your history from this site also.

Spectrum Resources provides the services of Identity Theft Risk Management & Resolution Case Planning. The objective of a case planner is to reduce your risk of becoming a victim. First providing you with education of the many ways that thieves use to obtain your information. You also would receive expert prevention information and guidance clearly explained how to spot a scam, actions to protect yourself and how to minimize your risk on a daily basis. There are powerful, yet easy to use preventative tools that will prepare you to take immediate and decisive action at the first hint of trouble.

The average identity theft case takes 175 hours and many hundreds of dollars to resolve, serious cases can take longer. A case planner can save you significant time, money and frustration, and resolve your case and restore your good name quickly.

Spectrum Resources has the mission to help you learn how to live inside your income, even when you have other people attempting to steal from that income. In addition to being a Identity Theft Risk Management & Resolution Case Planner, Spectrum Resources also offers counseling in debt, credit and home ownership.
Call (863)967-0660 and email to: SpectrumResources@tampabay.rr.com

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