“Why, What’s In It For Me ?” Lessons In Debt, Credit And Home Ownership

When someone recommended you to see a counselor in debt, credit and home ownership, you may have heard yourself mutter , “Why, what’s in it for me ?” If so, then consider the following features and benefits of consulting a counselor, because as you will discover, there is something in it for you.

Remember way back in 2007 when a 600 credit score was good ? Who would ever think that today, seeking advice from a credit risk assessment planner would be seen as a sign of being very wise ?

Remember when you could apply for loans and be treated like a king, and when the mail box was packed with credit card offers ? Now you need to have a high 700 score to be recognized as a MAYBE contender for a loan.

Today, unemployment is rising, and it’s the employer’s choice marketplace. Now if you have even a slight blemish on your credit report, you are told to move to the back of the line.

Today, if your house payment is too high sucking up most of your income and you want to refinance, but with a credit score that shows any infractions you would have a better chance sprouting wings and flying over the tree tops than getting a loan.

What is in it for you is that a credit risk assessment planner offers education that will empower you to make decisions that are more beneficial and options that increase the opportunities in achieving goals.

What is in it for you is that a credit risk assessment planner offers a ‘plan’ to prevent clients from experiencing future disasters such as foreclosure, drowning credit scores, late fees, raising interest rates, and the wrath of malicious third party creditors who slink out from their rocks.

What is in it for you is that a credit risk assessment planner offers professionalism. A trained counselor who specializes in credit, debt and home ownership, has access to the latest laws, actions and reactions in the credit industry. Also to your benefit, a counselor researches options and resources that will save you time, money and trouble.

Spectrum Resources (863) 967-0660 Email: SpectrumResources@tampabay.rr.com
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“OPTIONS = Key To Making Changes !” Lessons In Credit, Debt, And Home Ownership

You know the word ‘OPTIONS’ is just another word for change, and you also know the more options you have the easier it is to make good qualified decisions which create better outcomes in the changes that occur. But as a credit risk assessment planner, I see people appear to concentrate more on their problem than searching for options that bring positive solutions. Following are some options you may want to consider.

The name Spectrum Resources by design is to deliver to people seeking financial self- sufficiency a ‘SPRECTRUM’ (variety) of ‘RESOURCES’ (services-people-options that help). The needs are growing, and there are some wonderful resources that have come to answer the needs. However, there are also some really bad people who see the opportunity to take advantage of people in their time of need. Just as we advice our clients to set down and make a list, we too, set down and seriously consider the people, their services and their objectives before we refer any of our clients to them as possible options.

It’s a given, there are no free rides, and the world evolves on profitability. However, as in all decisions pertaining to money, as responsible consumers there must always be consideration given to the value for the money spent, and what the ROI = return on investment is to us personally. Spectrum Resources has two resources proven to offer exceptional value. One that has proven itself over the years with excellent customer service, with average results of credit scores raised 50 to 100 points is Credit Justice Services. Probably why it’s listed in the nation’s top 4 credit repair businesses. They also offer a credit card modification plan and debt negotiation. And CJS is a big consumer rights advocate !

The other resource due to the mounting foreclosures, offers the three main elements to surviving a foreclosure. Named One Caboodle, they offer a HomePack package that includes education, the necessary forensic audit by attorneys, a selection of foreclosure defense attorneys and a money management software to maximize throughout the process, the monies you do have while not making full house payments.

Spectrum Resources feels strongly that ‘OPTIONS’ is the key to making changes. We continually research resources to offer our clients more options. There is a criteria we look to, but only time can build trust. After 7 years, we know the emotional strain on individuals and families facing credit, debt and home ownership issues, the reason why we select our resources with care, because foremost our goal is to serve our client’s needs.

Spectrum Resources (863) 967-0660 Email: SpectrumResources@tampabay.rr.com
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Please mail to: SRDC 2014 Brentwood Dr. Auburndale, FL. 33823