"Special Served Today - A Buffet Of Savings"

Are you hungry for new saving tips ? What I have to serve is a buffet filled with a variety of tasty savings that provide food for thought. Wow ! That was a mouth full in itself. Saving money could include practically every product and/or service known. So I can only serve you appetizers covering a few topics at a time, leaving you hopefully with a taste on your pallet to learn more and return.

There are absolutely amazing ways to save money, and you can save money on everything, you must observe and ask !

If your air conditioning is eating up your energy bill and your budget, ask for a FREE energy audit from your local utilities company. Some even offer FREE energy saving gifts or coupons for greater savings when they come out to the house.

IF you own a business in the states of NY, NJ, DE, MD, CT, NH, ME, IL, DC, RI, MA, MI, and now PA then you will like the 10-35% savings from WHOLESALE INDEX RATES never before offered to small or mid size businesses. IF you are in Texas, then you will really like the 50% savings experienced by residential and commercial electric customers. Check out: http://NewAgePowerBrokers.com/Saves to learn more.

To save on your water bill, ask your utility company for a FREE water restricter for your shower. It saves thousands of gallons of water a year and saves you money.

Don’t throw away the subscription invitations. Most publications will send out a FREE issue of your favorite magazine then send you a bill. When it arrives, write “CANCEL’ on it, make a copy for your file and mail it back.

Watch manufacturers of food products for FREE cookbooks, utensils, etc. Many other manufacturers of products you enjoy or would like to learn more about offer free booklets as well.

Cell phone companies are always running specials. You sign up and the following week or month they run an even better deal and you feel stuck with the ‘old deal’. Contact them and ask the better plan especially if you are a person who consistently runs over your current allotment of minutes.

They say, “If the disease doesn’t kill you the hospital bill will !” . ALWAYS ask for a itemized bill because hospital bills are error-ridden with at least 30% of your bill with incorrect information. IF your insurance will not pay, dispute it, because the items they are refusing could be items that should not have been on the bill to start with.

Please contact your personal credit risk assessment planner SPECTRUM RESOURCES to learn more ways to live inside your income. Call 863-967-0660 or email: SpectrumResources@tampabay.rr.com and visit all our blogs to learn more: http://moneysavingtips.polkvoice.com/ and http://spectrumresources.wordpress.com/ and come back to: http://financialeducationandoptions.blogspot.com/

"4th Of July And (Financial) Freedom"

You have just celebrated another year of freedom in the United States of America with fireworks, cold drinks and a hot dog or two. Filled with patriotism the cry was heard from coast to coast "Let Freedom Ring !" America has come a long way, as seen upon reflecting back. Also seen are many different cycles in our history . There are great debates going on regarding just how fiscally free the United States is at this point in time compared to our past. The cycles of spending, debt and rebuilding is not new in America. This article is not about America's debt, but your debt, and your personal freedom.

You also have a cycle in life going on. You started as a young person learning what money could do for you. If lucky, someone taught you how to make appropriate decisions in handling money. Sadly not many have been so lucky and they are in bondage, slaves to debt. Just as our forefathers took drastic measures to free themselves from the bondage of England, now is the time for each individual American to take drastic measures to become free. Slavery exist in every home in America where there is debt. You are not free to live by your choices when you are committed to a contractual agreement to pay for privileges and use of the many things that fills your environment.

You can break the chains that bind you to debt by taking a serious look at yourself, your priorities, and your personal values. You determine your self worth. If your self worth is about the amount of holdings that is tied to your ankle with a chain locked by a contract then perhaps you should re-evaluate your values. What do YOU really have, nothing ! The man holding the contract and who receives money from you has something, but you don't. Do a personal audit, for a reality check to which of your debts are based upon 'NEEDS' and which are based upon 'WANTS' .

Make the next 4th of July your celebration of personal financial freedom ! One that supports the real meaning our of nation's founders, for The People to be free. Our nation as a whole will take generations before it can celebrate fiscal freedom. However, you and your family can start today by making better decisions, structure a plan, putting more value on people than things. You can choose NOT to be a slave to a master that holds you down with a little 2"X3" plastic card. You can be financially free by seeking financial education and making better daily decisions because of your empowerment.

Our mission is to teach those who seek financial self sufficiency. We counsel to those with debt, credit and money issues. If you feel we can help please come back to: http://financialeducationandoptions.blogspot.com/ or visit our sister blogs: http://moneysavingtips.polkvoice.com/ , http://spectrumresources.wordpress.com/ . Email us at SpectrumResources@tampabay.rr.com or call (863) 967-0660.

If you find Spectrum Resource's information educational, motivational and/or insightful, please help us help others by making a tax exempt donation of $10.00. To show our appreciation, Spectrum Resources, a tax exempt educational organization will send you a book as a FREE GIFT titled "Hey! Where's My Money ?" authored by Janet Shore. A little 128 page book with a big message. A great gift for a college student or young couple just starting out, and others who are starting over. Please send tax exempt donation as a money order to 'SRDC' 2014 Brentwood Dr. Auburndale, FL.33823 OR use the online check processor: www.Checkman.com/pay4it/12985