“OPTIONS = Key To Making Changes !” Lessons In Credit, Debt, And Home Ownership

You know the word ‘OPTIONS’ is just another word for change, and you also know the more options you have the easier it is to make good qualified decisions which create better outcomes in the changes that occur. But as a credit risk assessment planner, I see people appear to concentrate more on their problem than searching for options that bring positive solutions. Following are some options you may want to consider.

The name Spectrum Resources by design is to deliver to people seeking financial self- sufficiency a ‘SPRECTRUM’ (variety) of ‘RESOURCES’ (services-people-options that help). The needs are growing, and there are some wonderful resources that have come to answer the needs. However, there are also some really bad people who see the opportunity to take advantage of people in their time of need. Just as we advice our clients to set down and make a list, we too, set down and seriously consider the people, their services and their objectives before we refer any of our clients to them as possible options.

It’s a given, there are no free rides, and the world evolves on profitability. However, as in all decisions pertaining to money, as responsible consumers there must always be consideration given to the value for the money spent, and what the ROI = return on investment is to us personally. Spectrum Resources has two resources proven to offer exceptional value. One that has proven itself over the years with excellent customer service, with average results of credit scores raised 50 to 100 points is Credit Justice Services. Probably why it’s listed in the nation’s top 4 credit repair businesses. They also offer a credit card modification plan and debt negotiation. And CJS is a big consumer rights advocate !

The other resource due to the mounting foreclosures, offers the three main elements to surviving a foreclosure. Named One Caboodle, they offer a HomePack package that includes education, the necessary forensic audit by attorneys, a selection of foreclosure defense attorneys and a money management software to maximize throughout the process, the monies you do have while not making full house payments.

Spectrum Resources feels strongly that ‘OPTIONS’ is the key to making changes. We continually research resources to offer our clients more options. There is a criteria we look to, but only time can build trust. After 7 years, we know the emotional strain on individuals and families facing credit, debt and home ownership issues, the reason why we select our resources with care, because foremost our goal is to serve our client’s needs.

Spectrum Resources (863) 967-0660 Email: SpectrumResources@tampabay.rr.com
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Please mail to: SRDC 2014 Brentwood Dr. Auburndale, FL. 33823

“That Nagging Question Returns” Lessons In Debt, Credit And Home Ownership

You may have noticed how many commercials online advertising free credit reports, and how to get out of debt. They all make it sound real easy, and I assure you it is, if you have someone else make all the decisions for you while they are managing your money. But you have come to the conclusion that isn’t going to happen, so that nagging question returns….Why can’t I repair my own credit ? Please read on for the answer to that question and more.

Yes ! The answer is yes you can repair your own credit ! You can also go into any court room in America and defend yourself. And if brave enough you can pull your own teeth. So do not let anyone tell you that you cannot repair your own credit. Credit is an entire industry by itself. It is constantly changing rules, procedures and ownership of banks that are extending the credit. It takes a professional to attempt to stay current on the trends, and even the laws. But still, you can repair your own credit if you so desire.

There are many books available, and online HOW TO’s that can provide information. Or you can contact someone who provides this services and has seen results of the different methods promoted to the general public. One of our many trusted sources is found at http://CreditJusticeServices.com/?ccc=1242 for options. As a company that is fourth in the nation, Credit Justice Services is a strong consumer advocate working diligently to bring a sense of responsibility to the three credit bureaus.

They offer a 75 Day Credit Makeover program that charges only $50.00 per disputed trade line, with no monthly fees, no per letter fees, no per bureau fees. You will have the assistance of a paralegal and certified credit counselor in designing your dispute letters based upon the computerized successes in the past. You will receive a FREE analysis letting you know what they see as information posted by your creditors and the bureaus that is bringing down your score. And they tell you what the percentage of anticipated success in removing the disputed items will be, before you enter into the program !

You will be mailing into the bureaus three different letters over the period of 75 days to dispute a creditor who has placed inaccurate information in your report. IF the bureaus still do not remove the disputed item after the 75 day process, then you will be assisted with a complaint letter mailed directly to the Federal Trade Commission. Like Spectrum Resources, Credit Justice Services wants you to be successful and have the highest score you can possibly have, don’t let that nagging question bother you, call today.

Call Spectrum Resources (863)-967-0660
Email Us with your questions & comments: SpectrumResources@tampabay.rr.com

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